Welcome to the BMJ Enterprises LLC. Help Center. I’ve pulled together some of the most frequently asked questions from my clients and compiled them all here. I tried to include everything I could think of, but if you still have issues or concerns going forward, please get in touch and I’ll do my best to help out.
1. WHAT CRITERIA ARE USED TO MAKE A DECISION ABOUT A RENTAL?
To make a decision basics about whether an applicant eligible for rental, we look at four things: (1) we do a credit and background check; (2) we ask for income/employment verification; (3) we request a reference from your previous landlord; (4) we check for any prior evictions. These are the four criteria that we use to determine eligibility for rental as well as the total amount of the security deposit.
2. IS THERE AN APPLICATION FEE? WHO HAS TO PAY THE APPLICATION FEE?
Yes, there is a non-refundable application fee of $25 which is used to run a credit & background check for each rental applicant. Any income-contributing occupant of a property who is over the age of 18, or any adult over the age of 21 who will be occupying the property (regardless of income status), is required to submit a separate application and fee to have a credit & background check run. For instances where more than two (2) occupants are required to submit an application for the same rental property, the applicants for that property will only be charged for the first two (2) applications fees; in other words, the maximum application fee is $50.
3. HOW CAN I PAY THE APPLICATION FEE?
The application fee can be paid online using a debit card or electronic check (banking account), or you can pay the fee in person by cash, check or money.
4. DO YOU ACCEPT PETS? WHAT FEES ARE ASSOCIATED WITH HAVING A PET?
Yes; we do accept pets (cats and dogs*) at some of our properties. If you plan on having a pet at your property, you will be required to pay a one-time, non-refundable pet fee of $150.00. Tenants with a pet will also be required to pay an additional $30.00 per month in rent for “pet rent”. **
*We do have a small list of restricted dog breeds as specified by our insurers, so please be sure to disclose your dog’s breed when asking questions about pets, pet fees, etc.
** These fees cover a maximum of 2 pets (there is an additional $150 deposit required for each additional pet after the first two). All pets residing at the property must be officially disclosed (in writing) to BMJ Enterprises LLC. If at any time it is discovered that there is a pet residing at the property which has not been properly reported, regardless of whether a tenant has already paid
5. WHAT IF I HAVE BAD CREDIT? WHAT IF I HAVE NO CREDIT?
We understand that not everyone has perfect credit, so don’t allow poor credit or lack of credit to prevent you from applying, especially if you feel you would be able to meet the other rental criteria (i.e. income, free of evictions, clean background check, landlord reference).
6. WHAT FORMS OF INCOME ARE ACCEPTABLE TO SUBMIT AS PART OF MY APPLICATION?
Acceptable sources of income which you can submit as proof of average household income include:
· pay stubs from your current employer (most recent pay stubs [at least 2] from the last 30 days)
· social security or disability
· welfare (NOT food stamps or WIC)
· alimony or child support
7. HOW DO I MAKE AN APPOINTMENT TO SEE A PROPERTY?
To make an appointment to see one of the properties we have listed for rent on our website, please call our office at 419.777.4265.
8. HOW DO I BEGIN THE APPLICATION PROCESS?
Our application process can be completed almost entirely online. First, you will need to fill out the online application on our website (to start the application, follow this link .) The application portion can be started for free. Next, you will submit your application fee, and we will subsequently send you the link to approve and execute the credit and background checks. Once those steps have been completed, we ask that you submit all eligible proof(s) of income (either via fax, email, or in person to our office). After we have collected all necessary information, our leasing managers will process the file to make a decision, and you are usually contacted within 1 to 2 business days with our decision.
9. HOW CAN I SUBMIT PROOF OF INCOME?
Proof of income can be submitted by sending an email to , by sending a fax to 419.463.9054, or by mailing copies to us at P.O. Box 153, Toledo, Ohio 43697. If you send an email, you can attach PDF copies or, if you are able to take CLEAR, LEGIBLE photos of your paystubs, etc., you may email JPG photos of your income sources.